About Us
Affordable Housing Programs offers flexible paths to homeownership for individuals who may not qualify for traditional financing. Through our Lease with an Option to Own and American Dream Homeownership Program, we make it easier to move in quickly with low down payments and affordable terms—no bank approval needed. Whether you’re self-employed, have credit challenges, or a short job history, we work with you directly to find a solution. We’re not Realtors®—we own the homes we sell, so we can offer more flexibility and support throughout the process.
Our services
LENDER
Earn safe, high-return income by investing in real estate-backed programs without the volatility of the stock market or low bank interest. Let our team help you grow your money securely and efficiently.
SELLER
Sell your house in 7 days or less—no fees, no agents, no hassles! We buy homes in any condition or situation and offer fast, flexible solutions tailored to your needs.
BUYER
Own your dream home today with our easy qualifying programs—no bank needed, and credit issues are OK! With flexible terms and low down payments, we make homeownership possible for everyone.
Contact Us
Our Programs
Rent-To-Own
Start with just 3–5% down as an Option-to-Buy Fee through our Homeowner-in-Training Program.
Use this time to improve your credit and save for a full down payment.
Receive a fixed monthly credit applied toward your future home purchase.
When ready, you can:
- Qualify for a traditional low-interest mortgage, or
- Transition into our flexible American Dream Homeownership Program.
Ideal for those who:
- Have credit challenges
- Need more time to save for a down payment
- Want to explore the home, neighborhood, or schools before fully committing.
Our “American Dream” Homeownership Program
- No need for bank approval or traditional financing—this program offers a hassle-free path to homeownership.
- Enjoy potential tax benefits by deducting mortgage interest and property taxes, which can lower your taxable income and increase your take-home pay.
- Requires a minimum 10% down payment based on the purchase price. Paying more upfront can reduce your monthly payments.
- Get the advantages of owning a home right away—without waiting on lengthy bank approvals.
- Looking for more flexible options? Check out our Rent-to-Own Program as well.
Welcome to Your Path to Homeownership
Your path to homeownershi starts here—let us guide you!
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