Our VIP Homebuyer Program
“Everyone Deserves a Home”
Dear Future Homeowner,
Our VIP Program is designed exclusively for people who want to buy a home but just don’t have the needed down payment right now. Essentially this program is a down payment savings account… sort of like putting your down payment on layaway.
As soon as you build up the needed down payment we find a home that meets your needs with the program you choose from us whether it be our Rent, Rent-To-Own, Owner Financing or New Loan programs.
For example, let’s say you have chosen our Rent-To-Own program and based on your income you will need a $3,000 Option Fee down payment to qualify. Now let’s say you have $500 now to put towards your next home. And let’s say you get paid weekly and can afford $100 from each paycheck.
Under this example it would only take you a little over 7 months to build up the needed down payment to get your home. Of course you can always shorten that up at any time by paying more into the plan. Imagine, you will be ready to move into your new home in such a short period of time.
To accelerate reaching your required down payment sooner we have other options as well. Perhaps you have friends or family members who would also like to own their own home. Simply by referring them to us you can earn credits toward your down payment when we do business with them.
Another option to help you build up even more down payment credit is our Work-For-Equity program. Almost all previously owned homes need some work or updating. This optional plan will allow you to earn up front down payment credits by agreeing to do some or all the possible fix up work on your next home. Just let us know what you can do such as cleaning, painting, carpentry, plumbing, heating, air conditioning, landscaping, etc. We will keep this in mind as we find properties that fit your needs. This available credit is offered on a case by case basis depending on the work the house needs.
These two programs are completely optional and are designed to assist you in adding to your VIP payments allowing for your American Dream of homeownership faster than you could on your own.